THE COMPREHENSIVE INSURANCE PACKAGE FOR DENTISTS
We are proud to be an exclusive agent for the Professional Protector Plan® (PPP) for Dentists, a proven stable force in the dental professional liability marketplace since 1969, serving the insurance needs of dentists in Florida, Georgia, North Carolina, South Carolina, and Tennessee. This program was designed by dentists for dentists and offers coverage tailor made to the unique risk of the dental practice. The Program is a comprehensive insurance solution for dentists with many components to help you manage the risks associated with your practice. It offers a comprehensive package program developed specifically for the dental practice that can include general liability insurance, employment practice liability insurance, property insurance and workers compensation insurance.
The PPP for Dentists is underwritten by Aspen American Insurance Company (AAIC), rated “A” (Excellent) by A.M. Best for financial stability. From Claims-Made and Occurrence forms to True Consent to Settle clause, our dental malpractice insurance program offers various features and benefits to fit your needs. The Program offers Disciplinary and Licensure Board Defense coverage up to full policy limit to cover the fees, costs and expenses to defend you against state regulatory action promoted by an otherwise covered injury or damage. Defense costs are included outside the limits of liability. The policy includes Cyber Liability, First Aid coverage, Vicarious Liability and coverage for your corporation. The PPP offers discounts for risk management, new dentists, part time dentists and packages. The free online risk management seminar provides a 10% discount on Dental Professional Liability premium and 4.5 CE credits.
INSURANCE COVERAGE FEATURES
CLAIMS-MADE AND OCCURRENCES
Limits from $1mm/$3mm to $5mm/$8mm. All dental specialties available. Prior acts coverage may be available when transferring from another carrier.
TRUE CONSENT TO SETTLE
We will not settle any claim without your consent, a feature that is not offered by every carrier.
Protection for actions of employees, independent contractors, employed dentists and even specialists to whom they refer patients.
Free “tail” upon retirement, disability or death (55 years or older/5 years insured or 10 years insured at any age).
COMPLETE COVERAGE FOR DENTISTS
Choose from Professional Liability, General Liability, Property and Cyber Liability
Offering a Risk Management Course; 10% policy credit for 3 years; 4.5 hours CE credit; Risk Management Articles; Sample Informed Consent Forms
Specialized in handling dental claims; Substitute dental practice location provided for damaged dental practices